1 /5 Charles Callahan: Because they sent an offer to already great customers which state that “this offer given because you have never had a missed or late payment.” My vehicle recently drained a large amount of money from our savings, we put $3000.00 into it. We weren’t even going to take the offer because we were doing well. Then within a week of the offer my vehicle started stalling. Now it’s completely fixed and the offer is literally just adding $1500 to our already existing loan that has never had a missed or late payment. We were counting on that offer because it literally said it was approved already (not pre-approved) and December is obviously the most expensive month for a lot of families- ours having 4 kids Santa has to buy for. Now because of a measly $1500 that could clear up so much for us, I HATE that we went with this company. We should have went through our credit union and I’m so embarrassed that we didn’t. I can’t wait to pay this loan off next month with income taxes and be done with one main financial.