1 /5 F. Rizzo: After YEARS of paying (thousands in) premiums and NEVER filing a claim, my homeowners was suddenly cancelled. The reason given was "wildfires", but I live in a city with a fire hydrant across the street and a fire station nearby- been here 22 years, never been a fire of any kind here!! Even better, after notifying me of the cancellation, they BILLED ME FOR AN INCREASE IN MY RATE, on a policy that was already paid in full!!! If I could leave zero stars, I would.... I will be contacting the insurance commissioner. Take my advice and shop for insurance elsewhere.