1 /5 Liz Jacoby: Let me start off by saying everyone I have ever worked with in this office is wonderful. However, my husband just hit a raccoon two Mondays ago and it has nothing but a hellish nightmare. Here is a post he uploaded to Facebook:
"I hit a raccoon two Mondays ago. It went up under the vehicle and damaged the condenser, radiator, and oil pan. We filed a claim with Meemic insurance company which has been great to us in the past. However, this time is drastically different.
They have since told us they will only cover it as collision and not comprehensive. In fact, the managers exact word were A raccoon may have been involved, but it didnt cause the damage. They didnt even offer a scene inspection. They initially accused me first of going off the road because there was mud and gravel up under the hood (I live on a dirt road and it had been raining when I turned around to drive it home). They kept telling us the damage was not consistent with our story as they could not find hair or blood. They kept coming up with reasons to not cover the vehicle under comp. As you can see from the pictures, my radiator fluid suggests I never went off the road. I went to the end of the street, turned around, and drove home. I would warn anyone to do business with this company after this experience. We also hold our home owners policy through them and I think we will be leaving as soon as this claim is closed."